Back-End Frictions That Protect You

Before your users click “invest,” the FCA requires them to hit pause, and this guide explains why. 

Known as “back-end frictions,” these safeguards (appropriateness tests, client categorisation, cooling-off periods, and personalised warnings) are designed to stop impulsive trades and keep investors informed. Inside, you’ll find best practices, sample questions, monitoring tips, and compliance hacks to make the process seamless. 

If you want to turn regulation into reassurance, this is the guide for you.